OFP Funding is supposedly a proprietary trading firm that allows traders to access capital and keep up to 100% of their trading profits, at least according to the company’s claims. The platform promotes itself as an instant funding prop firm, offering various account types, payout options, and flexible profit splits to accommodate both beginners and professional traders.
In this article, we’ll dive deep into everything you need to know about the firm; its account options, payout process, OFP Funding app, OFP Funding Login, and OFP Funding review complaints across online platforms. We’ll also examine whether the company operates legitimately or if there are red flags suggesting otherwise.
OFP Funding Overview
The company claims to provide traders with trading capital and take a portion of the profits they generate in exchange. It positions itself as a fast-growing instant funding prop firm, supposedly helping traders eliminate the need to risk their own money in the markets.
According to OFP Funding, the company’s mission is to make trading accessible to everyone by offering flexible funding options that reward skill rather than capital.
OFP Funding says that traders can keep up to 100% of their profits, depending on the selected program. Some promotional offers even claim a profit split of up to 130%, which the company describes as a temporary bonus on top of the base split.
What Is a Base Split In OFP Funding Trading?
For those not familiar with proprietary trading terminology, the term “base split” might sound a little technical. But it simply refers to the standard percentage of profits that a trader keeps from their trading account before any bonuses or promotions are applied.
For example, if your base split is 100%, you keep all the profits from your trades. If a promotional bonus offers an extra 30%, that becomes a 130% profit split, meaning you receive 30% more than your base entitlement, according to the company’s marketing claim.
OFP Funding Account Types
OFP Funding claims to offer several types of funded trading accounts designed for traders with different goals, experience levels, and risk appetites. Here’s a breakdown of the major ones.
1. Instant Pro OFP Funding Account
This program is advertised as providing instant funding without requiring traders to pass any challenges or evaluations. Traders allegedly receive access to trading capital right after paying the one-time fee.
Key features include:
- 90% profit split.
- 1:50 leverage.
- Payouts every 30 days.
- No consistency rule or profit target.
The firm claims that the Instant Pro Funding Account fee varies based on account size, ranging from $5,000 to $300,000. Promotions occasionally offer discounts like 50% OFF using promo codes such as INSTANTPRO50.
2. Instant Funding Account
The Instant Funding Account is similar to the Instant Pro version but with a few key differences. It offers a 100% profit split, 1:100 leverage, and flexible payout options including On-Demand, Bi-Weekly, and Monthly schedules.
Unlike other accounts, this program includes an Inconsistency Score rule, a measure designed to promote responsible trading. According to OFP Funding, no single trading day should contribute to more than 20% of total profits since the last payout. If a trader’s inconsistency score exceeds this threshold, their payout may be deferred to the next cycle.
Account sizes again range from $5,000 to $300,000, with fees displayed during the checkout process on the OFP Funding app or website.
The company also claims to offer a 40% OFF promotion on Instant Funding Classic accounts with promo code INSTANT40, valid for a limited period.
3. 1-Phase Challenge OFP Funding Account
This account requires traders to pass one evaluation phase before receiving funding.
Key features include:
- 8% profit target.
- 100% profit split.
- 1:100 leverage.
Fees vary based on account size ($5,000 to $300,000). Traders must first meet the profit target within the rules before moving to a funded account.
4. 2-Phase Challenge Account
The 2-Phase Challenge account has a two-step evaluation process designed to test consistency and risk management skills.
Program details:
- 8% total profit target (4% per phase).
- 100% profit split.
- 1:100 leverage.
Again, the price depends on the account size selected.
Are There Fees for Funding Accounts?
Yes. OFP Funding clearly states that there are fees associated with all funding programs, which vary depending on account size and type. These fees act as one-time registration payments rather than monthly subscriptions.
The company frequently promotes discounts, offering 40% to 50% OFF during seasonal campaigns.
According to the broker, the term “Instant” refers to the fact that once you purchase the account and pay the required fees, you receive your funded account credentials immediately and can start trading right away. There’s no waiting to pass evaluations or challenges.
The company further clarifies that not all OFP Funding accounts offer immediate funding without evaluation or challenge steps.
For example, unlike the Instant PRO accounts and the Instant Funding Classic accounts, the 1-Phase Challenge and 2-Phase Challenge accounts do require evaluation steps before funding.
OFP Funding App and Login
The OFP Funding app and web dashboard are the main tools for managing accounts, requesting payouts, and tracking performance.
To access your account, you’ll need to go through the OFP Funding Login page on their website or mobile platform. After logging in, traders can view metrics such as drawdown limits, profit targets, and consistency scores.
The dashboard also includes a payout request form, allowing traders to submit withdrawal requests once they meet the profit and rule requirements.
OFP Funding Rules
Every OFP Funding account comes with specific trading rules designed to manage risk and protect the firm’s capital. Some of the most notable include:
- Daily Drawdown Limit: The maximum loss you can incur in a single day.
- Maximum Drawdown Limit: The maximum cumulative loss allowed on the account.
- Inconsistency Score: Ensures profit distribution remains even and prevents overly aggressive single-day trading. Learn more about consistency rules on this page.
- Payout Schedule Rules: Traders must meet payout cycle conditions and risk criteria before requesting a withdrawal.
Failure to comply with these rules could result in delayed payouts or account termination, according to the company.
Payment and Withdrawal Methods
OFP Funding accepts the following payment methods for account purchases:
- Credit/Debit Card.
- Cryptocurrency.
- Payout Options.
Traders can withdraw profits through:
- Cryptocurrency – For payouts below $500 (no fees).
- Bank Transfer – For payouts below $500 (no fees).
- Rise – For amounts exceeding $500 (flat $50 fee).
OFP Funding claims that there is no minimum withdrawal limit, meaning traders can withdraw any profit amount once it’s approved.
According to the firm, payouts are processed within 1–3 calendar days after approval.
How Is Funding Provided?
Funding is disbursed as virtual trading capital. Traders use this capital to open and close positions on supported markets. Profits made through trading are then considered eligible for withdrawal once all rules are met.
All payout requests are manually reviewed to confirm compliance with OFP Funding rules before approval.
OFP Funding Reviews and Complaints
1. A Questionable Regulatory Background
According to the company’s website, OFP Funding is operated by Finteknology Ltd, a limited liability company registered in England and Wales (Company No. 15131112), located at 12 Elder Place, Brighton, England, BN1 4GF.
However, Finteknology Ltd is not a regulated financial broker. It’s simply a registered entity claiming to operate a proprietary trading business.
When checked against the UK’s official Companies House register, Finteknology Ltd does exist, but there’s no clear evidence linking it directly to OFP Funding. Moreover, the firm’s website references St. Lucia, raising questions about where exactly the business is based and regulated.
This lack of clarity creates confusion about its operational jurisdiction and legal oversight.
2. OFP Funding Reviews on Trustpilot
On Trustpilot, OFP Funding has an average rating of 3.2 stars from more than 3,000 reviews. Around 27% of users gave it a 1-star rating, 55% gave it 5 stars, and fewer than 15% rated it between 2 and 4 stars.
This pattern suggests an unbalanced review distribution, a large number of 5-star ratings, yet an overall low score. Such inconsistencies can imply that many 5-star reviews might not be genuine.
Many questions about the authenticity of the reviews arise. Like these brokers;Verbex Group, Onboard Capital, and Blue Holdings, OFP Funding might be using fake reviews.
3. OFP Funding Reddit Reviews
On Reddit, discussions about OFP Funding lean mostly negative. Many users describe it as a possible scam, while others complain about delayed payouts, inconsistent rule enforcement, or a lack of customer support.
The advantage of Reddit feedback is that it often comes from real traders who share personal experiences rather than promotional opinions.
It’s unusual for a legitimate instant funding prop firm to attract so many negative comments. This consistent stream of poor feedback suggests that OFP Funding could be unreliable or deceptive.
4. OFP Funding Payout Concerns
Some users report issues with receiving payouts on time, with delays extending beyond the company’s stated 1–3 day processing period. Others claim payout requests were denied for vague reasons, such as “rule violations” that weren’t clearly defined in the contract.
When payouts are withheld without clear justification, it becomes difficult for traders to trust a firm’s integrity.
Is OFP Funding Legit or a Scam?
Now to the question most traders want answered: Is OFP Funding legitimate or a scam?
While OFP Funding presents itself professionally and provides detailed explanations of its funding models, there are several warning signs:
- No proven regulatory oversight: The firm is not regulated by the FCA (UK) or any recognized financial authority. The alleged connection to Finteknology Ltd remains unproven.
- Unusual review patterns: A suspicious mix of extremely positive and negative reviews.
- Poor reputation on Reddit: Consistent user claims of delayed payouts and unreliable service.
These factors make it difficult to confidently classify this firm as legitimate. While it might not be a confirmed scam, traders should proceed with extreme caution.
As with any online funding or trading program, always verify registration details, review independent feedback, and start with the smallest possible account size if you decide to try it.
FAQs About OFP Funding
1. How do I log in to my account?
Answer: You can access your account through the OFP Funding Login page on the company’s website or mobile app. If you are having problems doing that, contact the company at support@ofpfunding.com.
2. Does the firm offer instant payouts?
Answer: According to the company, payouts are processed within 1–3 calendar days after approval. However, many traders have reported not receiving their funds even after 3 calendar days.
3. Is the OFP Funding app safe to use?
Answer: Due to unclear company background details, mixed user reviews, and other red flags, this platform and all its resources seem risky. Caution is advised for those who have decided to give it a try.
4. Does the broker require traders to pass a challenge?
Answer: Not all programs require evaluations. Instant Funding accounts are available immediately after payment, while Challenge Accounts require passing one or two evaluation phases.
5. Is OFP Funding a regulated company?
Answer: No. The company claims to operate under Finteknology Ltd (UK) but is not regulated as a financial broker by any recognized authority.
Final Verdict
OFP Funding markets itself as an instant funding prop firm that helps traders access large amounts of trading capital without passing lengthy challenges. However, inconsistencies in corporate registration, questionable review patterns, and user complaints raise legitimate concerns about its trustworthiness.
Traders should always research deeply, verify claims independently, and remember: if something sounds too good to be true, it often is.
Always trade responsibly, and if in doubt, stay away.
After carefully reviewing the platform, its claims, and user feedback, it’s fair to say that this company is yet to earn the trust of the wider trading community.
In conclusion: Exercise caution before signing up or depositing money with OFP Funding.